Qualified Plans Consulting
Plan Design and Ongoing Plan Management
At Montanti Advisory Services, we have experience and a strong sense of familiarity to assist with the Plan Design and ongoing Plan Management of the Retirement Planning areas in the 401k Plan Arena.
Our 401k Plan Services
Investment Co-Fiduciaries
A Level of Experience
Services to Plan Participants
Other Retirement Benefit Options
Our 401k Plan Services
- Plan Performance Review
- Benchmarking of the platform, fees and services
- Recommend and monitor investment options
- Plan Compliance Review
- Customized Participant Group and One on One Educational Level Services
- New Plan Implementation Support
- Fiduciary Guidance
Investment Co-Fiduciaries
As an ERISA 3(21) advisor to your retirement plan, we are committed to adhere to the following fiduciary standards:
- Act solely in the best interest of participants and beneficiaries of the plan.
- Avoid conflicts of interest or fairly manage them in the client’s favor.
- Disclose all forms of compensation both direct and indirect.
A Level of Experience
Since the Qualified Plan Retirement Advisory Arena requires a particular level of experience to service our clients successfully, we treat this Market with great importance and proactively provide tailored strategies to help meet our Trustee's concerns and needs. We also are available to our plan participants and provide them with retirement education to help facilitate a successful financial planning process.
Services to Plan Participants
We will work with you and your plan provider to develop and execute a comprehensive program focused on the ultimate objective of a participant-directed retirement plan in order to enhance the participant experience.
Repeated studies indicate the manner in which investment-related information has been communicated has not been effective in helping workers save and invest for retirement effectively.
If your experience is like that of many other plan sponsors, what’s clear is that the traditional communication and education models may not be working.
Our communications team employs highly personalized and targeted communications integrated with thorough utilization of your record-keeper’s extensive resources in an effort to more fully engage participants in the plan and in taking appropriate steps toward achieving their own financial security.
We will work with you to develop an integrated communications strategy that combines whatever resources your retirement plan vendor can offer with a sophisticated, detailed assessment of participant needs and resources specifically selected to address them through direct, one-to-one communications and, as appropriate and desired, guidance.
Other Retirement Benefit Options
Defined Benefit Plans:
Investment Design Review and Investment Fiduciary Services for defined benefit pension plans.
This is a type of pension plan in which an employer/sponsor promises a specified pension payment and/or lump-sum on retirement that is predetermined by a formula based on the employee's earnings history, tenure of service and age, rather than depending directly on individual investment returns.
Nonqualified Deferred Compensation:
At Montanti Advisory Services, we can help quarterback and design a Nonqualified Deferred Compensation Plan that can protect one of your most important assets: key employees.
A nonqualified deferred compensation arrangement allows an employee to provide retirement income and often death and disability benefits to key employees, often with benefits in excess of those permitted under qualified plans.
A nonqualified deferred compensation arrangement also is:
- Exempt from ERISA’s regulatory requirements
- Can attract and retain valued and highly compensated key employees
- May provide different benefits to individual employees
- Does not require IRS approval
