Private Wealth Management

The Goal Is To Provide Sufficient Assets To Reach Future Financial Goals

Too many times we have seen individuals accumulate assets but are uncertain on what they are solving for. Our role as advisors is to adequately align financial goals with a reasonable rate of return in order to seek to achieve results without unnecessary risk. Our comprehensive services include Tax Management Planning, Retirement Income & Distribution Planning, Family Wealth Planning, Risk Management/Insurance, Investment Oversight Service and Client Services & Communications.

Tax Management Planning

  • Exploiting tax management strategies via comprehensive review of your tax returns
  • Exploring tax efficient strategies and recommendations via after-tax yield analysis
  • Charitable planning and tax strategies.

Retirement Income & Distribution Planning

  • Maximizing income tax liability for business owners via development of plan design and funding mechanism
  • Analyzing distribution strategies via plan document analysis for employer retirement plans to increase after tax-wealth
  • Evaluating existing beneficiaries on all qualified assets to insure that all beneficiaries are established and in line with existing wills and trust documents

Family Wealth Planning

  • Creating a living or irrevocable trust based upon the maximization of passing on assets to the estate at the least amount of tax liability for beneficiaries
  • Establishing a plan and process of necessary steps in transference of assets in the event of the death of a loved one
  • Estate Equalization
  • Proper utilization of titling on various classes of assets

Risk Management/Insurance

  • Weighing existing life insurance policies to determine the appropriate chassis and most cost-effective strategy based upon client's desired legacy goals
  • Minimizing estate taxes to beneficiaries and reforestation of estate via appropriating funding of life insurance policies

Investment Oversight Service

  • Designing a personalized portfolio directly in line with your financial goals and objectives
  • Reviewing financial plan on a quarterly basis to update goals-based progress, tax planning, and if necessary, reallocate your portfolio as agreed upon by you

Client Services & Communications

  • Providing proactive advisor-to-client communication including appointment setting and Quarterly Newsletter to keep you apprised of the most current planning options. In other words, you will hear from us proactively for consultations and we maintain a very documented client management system for our proactive reach out.

Comprehensive Analysis Before Investment Recommendations

Unfortunately and without adequate planning, the future can become a financial nightmare. In order to protect you from such a scenario — and because so many variables can affect your long-range financial security and success — Montanti Advisory Services, Inc. follows a practice of close and careful asset management and therefore, we have never made a preprogrammed investment recommendation.

We always begin with a comprehensive analysis of each unique situation. Then we determine the most appropriate balance among five key factors — need for income, earning potential, time horizons, level of risk, and need for security — and then make a recommendation accordingly.

Helping to Maximize Assets

Merely preserving your assets is not enough. At Montanti Advisory Services, Inc., we draw on many years of experience in helping our clients to maximize the accumulation of additional assets. We can design a hand-tailored asset management and wealth accumulation program that will aim to yield optimum benefits, both immediately and in the future.

Montanti Advisory Services and LPL Financial do not provide tax or legal advice or services. 

Please consult your qualified tax or legal advisor regaridng your specific situaiton.