Private Wealth Management
As our clients’ Personal Chief Financial Officer, our goal is to help our clients spend more time with their family and business by solving five key areas for them: Wealth preservation, wealth management, wealth transfer, wealth preservation and charitable giving: Our ability to effectively address each of these key financial concerns is the foundation of our multi-generational, value-added services.
Wealth Preservation
Wealth preservation begins with a well-diversified investment portfolio.
The goal of wealth preservation is to produce the best possible investment returns consistent with our client’s time frame and tolerance for risk. As a wealth manager, investment management will be only the foundation of the value we provide to clients. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
Wealth Risk Management
Wealth risk management is design to ensure personal wealth is not unjustly taken.
Wealth Transfer
Wealth transfer passes assets to your loved ones effectively and efficiently.
Effective wealth transfer is all about taking care of heirs: finding and facilitating the most tax-efficient way to pass assets to loved ones in ways that meet the client’s wishes with minimal difficulty and cost.
Given the fluid nature of today’s tax environment, affluent families need to be proactive in their wealth transfer planning efforts if they truly want their wealth to benefit their heirs to the fullest extent possible. As a wealth manager, we will help them do so.
Tax Mitigation
Mitigating taxes works towards helping you to keep more of what you earn, save, and invest.
Wealth management is about tax mitigation: minimizing the impact of taxes on clients’ investment returns while striving to provide the cash flow they need.
We have seen that mitigating incomes taxes is one of the major financial concerns of the great majority of affluent individuals and families. Mitigating estate taxes and capital gains taxes also ranks high on their list of concerns.
It’s no surprise that so many affluent share these tax-related concerns. Taxes can—and do—eat up a great deal of wealth. As a wealth manager, our goal is to try to help our clients enhance their wealth by minimizing this impact.
Charitable Giving
Strategies designed to charitably give with tax efficiencies.
Many affluent individuals are looking outward beyond their own families to the world at large. For these people, making meaningful gifts to charity in the most impactful way possible is a key issue.
Charitable giving comes with its own unique set of challenges—from selecting the appropriate means of giving (such as direct gifts, donor-advised funds or private family foundations) to selecting causes and specific organizations that will have the biggest impact.
Montanti Advisory Services, LLC and LPL Financial do not offer tax advice or services. All investing involves risk including loss of principal. No strategy assures success or protects against loss.